East Lake, FL
East Lake wildfire risk explained
USFS's Wildfire Risk to Communities model puts East Lake at the 87th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 10,336 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks East Lake at the 88th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where East Lake's buildings actually sit
67.4% of East Lake's 10,336 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 23.4% Direct and 9.2% Minimal. Vent screens and roofing material matter more here than lot clearing alone. At 10,336 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How East Lake compares
East Lake's 87th national percentile looks worse in isolation than its 70th ranking inside Florida does — this place is on the milder end for its own state, by 17 points. Among the 31,521 US communities USFS scores, East Lake ranks 4,155 for wildfire risk (1 is highest) and 1,545 by building count (1 is largest). Within Florida alone, it ranks 282 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in East Lake
East Lake's 87th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With ember exposure the dominant pattern in East Lake (67.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where East Lake's figures come from
East Lake's 87th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what East Lake's dominant indirect exposure actually means, with real examples from across the dataset.