East Honolulu, HI
East Honolulu wildfire risk explained
East Honolulu sits at the 97th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 16,017 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks East Honolulu at the 95th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of East Honolulu's buildings (91.7%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone. At 16,017 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where East Honolulu ranks
There's little gap between East Honolulu's 97th national percentile and its 89th percentile inside Hawaii, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, East Honolulu ranks 1,035 for wildfire risk (1 is highest) and 915 by building count (1 is largest). Within Hawaii alone, it ranks 19 of 163 places by risk. See the full county-by-county picture for Hawaii on its state page.
What this risk score means for insurance
East Honolulu's very high rating (97th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in East Honolulu
Because 91.7% of East Honolulu's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where East Honolulu's figures come from
The methodology guide shows exactly how USFS turned 16,017 counted buildings into the percentiles shown above for East Honolulu. The exposure-zones guide covers what East Honolulu's dominant indirect exposure actually means, with real examples from across the dataset.