East Gull Lake, MN
East Gull Lake wildfire risk explained
Out of every US place USFS scores, East Gull Lake lands at the 59th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 1,329 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, East Gull Lake's burn probability — fire likelihood with no building count factored in — sits at the 57th percentile nationally.
Where East Gull Lake's buildings actually sit
81.1% of East Gull Lake's 1,329 buildings sit in USFS's Direct exposure zone, roughly 1,078 structures close enough to burnable vegetation for flame contact, not just embers — 6.2% fall in the Indirect, ember-only zone and 12.7% are Minimal.
Where East Gull Lake ranks
Compare East Gull Lake's two percentiles: 85th within Minnesota, only 59th nationally — a gap of 26 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, East Gull Lake ranks 12,798 for wildfire risk (1 is highest) and 9,935 by building count (1 is largest). Within Minnesota alone, it ranks 136 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
East Gull Lake's elevated wildfire rating (59th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 81.1% of East Gull Lake in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
East Gull Lake's 59th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond East Gull Lake, see the exposure-zones guide.