East Freehold, NJ
How exposed is East Freehold to wildfire?
East Freehold sits at the 67th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,795 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts East Freehold at the 67th percentile, close to its 67th-percentile risk score.
Where East Freehold's buildings actually sit
USFS classifies 40.7% of East Freehold's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 38.6% Direct and 20.8% Indirect — a landscape-level risk rather than a building-by-building one.
Where East Freehold ranks
East Freehold's risk sits at a similar level relative to New Jersey (77th percentile statewide) as it does nationally (67th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, East Freehold ranks 10,310 for wildfire risk (1 is highest) and 8,086 by building count (1 is largest). Within New Jersey alone, it ranks 162 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in East Freehold
At the 67th percentile nationally, East Freehold carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Even with 40.7% of East Freehold outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where East Freehold's figures come from
East Freehold's 67th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what East Freehold's dominant minimal exposure actually means, with real examples from across the dataset.