East Franklin, NJ
East Franklin wildfire risk explained
East Franklin sits at the 24th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 2,053 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks East Franklin at the 26th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
East Franklin's building exposure, zone by zone
East Franklin rates 92.7% Minimal exposure against just 7.3% Direct and 0% Indirect — of 2,053 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
East Franklin against the rest of the country
There's little gap between East Franklin's 24th national percentile and its 14th percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, East Franklin ranks 23,864 for wildfire risk (1 is highest) and 7,329 by building count (1 is largest). Within New Jersey alone, it ranks 601 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
East Franklin and the insurance market
At the 24th national percentile, East Franklin rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
East Franklin's 92.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where East Franklin's figures come from
East Franklin's 24th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what East Franklin's dominant minimal exposure actually means, with real examples from across the dataset.