East Durham, NY
How exposed is East Durham to wildfire?
East Durham's 428 buildings earn a 29th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts East Durham at the 28th percentile, close to its 29th-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in East Durham: 99.1% of its 428 buildings, versus 0.9% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where East Durham ranks
East Durham's 61st-percentile standing inside New York outpaces its 29th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, East Durham ranks 22,385 for wildfire risk (1 is highest) and 18,695 by building count (1 is largest). Within New York alone, it ranks 503 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
East Durham's moderate wildfire rating (29th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
East Durham's 99.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where East Durham's figures come from
The methodology guide shows exactly how USFS turned 428 counted buildings into the percentiles shown above for East Durham. The exposure-zones guide covers what East Durham's dominant direct exposure actually means, with real examples from across the dataset.