East Charlotte, VT
East Charlotte, VT's wildfire risk, in USFS's own numbers
East Charlotte sits at the 23rd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 80 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks East Charlotte at the 25th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 100% of East Charlotte's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 80 structures sit close enough to vegetation that lot clearing matters most.
Where East Charlotte ranks
East Charlotte's 97th-percentile standing inside Vermont outpaces its 23rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, East Charlotte ranks 24,216 for wildfire risk (1 is highest) and 29,901 by building count (1 is largest). Within Vermont alone, it ranks 6 of 179 places by risk. See the full county-by-county picture for Vermont on its state page.
What this risk score means for insurance
At the 23rd national percentile, East Charlotte rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in East Charlotte (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
East Charlotte's 23rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond East Charlotte, see the exposure-zones guide.