Earth, TX
How exposed is Earth to wildfire?
USFS's Wildfire Risk to Communities model puts Earth at the 84th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 680 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Earth at the 83rd national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Earth's buildings (72.5%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Earth ranks
Earth scores 84th nationally and 71st within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Earth ranks 5,180 for wildfire risk (1 is highest) and 14,865 by building count (1 is largest). Within Texas alone, it ranks 525 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Earth and the insurance market
Earth's 84th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Earth
Earth's 72.5% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 680 counted buildings into the percentiles shown above for Earth. For more on what indirect exposure implies beyond Earth, see the exposure-zones guide.