Earlville, IL
Earlville wildfire risk explained
Earlville sits at the 3rd percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 959 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Earlville at the 3rd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Earlville's buildings (95.6% of 959) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Earlville compares
Compare Earlville's two percentiles: 21st within Illinois, only 3rd nationally — a gap of 17 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Earlville ranks 30,499 for wildfire risk (1 is highest) and 12,226 by building count (1 is largest). Within Illinois alone, it ranks 1,140 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Earlville
At the 3rd national percentile, Earlville rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Earlville
With 95.6% of buildings rated Minimal exposure, Earlville gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Earlville's 3rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Earlville, see the exposure-zones guide.