Earlston, PA
Earlston, PA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Earlston lands at the 49th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 702 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Earlston's burn probability — fire likelihood with no building count factored in — sits at the 49th percentile nationally.
Where Earlston's buildings actually sit
Indirect exposure is dominant in Earlston (67.1% of 702 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 32.9% sit in the Direct zone.
Earlston against the rest of the country
Earlston's 81st-percentile standing inside Pennsylvania outpaces its 49th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Earlston ranks 15,950 for wildfire risk (1 is highest) and 14,639 by building count (1 is largest). Within Pennsylvania alone, it ranks 385 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Earlston's elevated rating (49th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because 67.1% of Earlston's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Earlston's figures come from
The methodology guide shows exactly how USFS turned 702 counted buildings into the percentiles shown above for Earlston. The exposure-zones guide covers what Earlston's dominant indirect exposure actually means, with real examples from across the dataset.