Earling, IA
Earling, IA's wildfire risk, in USFS's own numbers
Earling sits at the 13th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 258 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Earling at the 11th percentile, close to its 13th-percentile risk score.
Where Earling's buildings actually sit
USFS classifies 90.7% of Earling's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 9.3% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Earling ranks
Earling scores 13th nationally and 23rd within Iowa — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Earling ranks 27,538 for wildfire risk (1 is highest) and 22,882 by building count (1 is largest). Within Iowa alone, it ranks 788 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
At the 13th national percentile, Earling rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 90.7% of buildings rated Minimal exposure, Earling gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Earling's figures come from
Every one of the two percentiles behind Earling's 27,538-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Earling's dominant minimal exposure actually means, with real examples from across the dataset.