Earlham, IA
How exposed is Earlham to wildfire?
Earlham's 739 buildings earn a 56th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Earlham's burn probability — fire likelihood with no building count factored in — sits at the 57th percentile nationally.
Earlham's building exposure, zone by zone
83.9% of Earlham's 739 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 14.2% Direct and 1.9% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Earlham against the rest of the country
Within Iowa, Earlham ranks higher (76th percentile) than it does nationally (56th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Earlham ranks 13,955 for wildfire risk (1 is highest) and 14,225 by building count (1 is largest). Within Iowa alone, it ranks 245 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Earlham
Earlham's elevated rating (56th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Earlham
Earlham's 83.9% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Earlham's 13,955-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Earlham, see the exposure-zones guide.