Earl Park, IN
How exposed is Earl Park to wildfire?
USFS scores Earl Park at the 0th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 297 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Earl Park's burn probability — fire likelihood with no building count factored in — sits at the 0th percentile nationally.
Earl Park's building exposure, zone by zone
Most of Earl Park's buildings (74.1% of 297) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Earl Park ranks
There's little gap between Earl Park's 0th national percentile and its 1st percentile inside Indiana, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Earl Park ranks 31,489 for wildfire risk (1 is highest) and 21,705 by building count (1 is largest). Within Indiana alone, it ranks 959 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Earl Park and the insurance market
Earl Park's low rating (0th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Earl Park's 74.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Earl Park's 0th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Earl Park, see the exposure-zones guide.