Eagles Mere, PA
Eagles Mere wildfire risk explained
USFS scores Eagles Mere at the 18th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 477 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Eagles Mere at the 18th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
88.1% of Eagles Mere's 477 buildings sit in USFS's Direct exposure zone, roughly 420 structures close enough to burnable vegetation for flame contact, not just embers — 12% fall in the Indirect, ember-only zone and 0% are Minimal.
Eagles Mere against the rest of the country
There's little gap between Eagles Mere's 18th national percentile and its 19th percentile inside Pennsylvania, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Eagles Mere ranks 25,917 for wildfire risk (1 is highest) and 17,768 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,619 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Eagles Mere's low wildfire rating (18th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 88.1% of Eagles Mere in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Eagles Mere's 25,917-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Eagles Mere, see the exposure-zones guide.