Eagle Nest, NM
Eagle Nest, NM's wildfire risk, in USFS's own numbers
USFS scores Eagle Nest at the 96th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 600 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Eagle Nest at the 95th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
600 buildings are counted in Eagle Nest, and 74.7% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Eagle Nest compares
Eagle Nest scores 96th nationally and 89th within New Mexico — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Eagle Nest ranks 1,237 for wildfire risk (1 is highest) and 15,836 by building count (1 is largest). Within New Mexico alone, it ranks 59 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
What this risk score means for insurance
Eagle Nest's very high rating (96th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 74.7% of Eagle Nest in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 600 counted buildings into the percentiles shown above for Eagle Nest. For more on what direct exposure implies beyond Eagle Nest, see the exposure-zones guide.