Eagle Lake, TX
Eagle Lake wildfire risk explained
Out of every US place USFS scores, Eagle Lake lands at the 53rd percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 1,811 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Eagle Lake at the 54th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Indirect exposure is dominant in Eagle Lake (72.9% of 1,811 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 27.1% sit in the Direct zone.
How Eagle Lake compares
Eagle Lake's 53rd national percentile looks worse in isolation than its 8th ranking inside Texas does — this place is on the milder end for its own state, by 45 points. Among the 31,521 US communities USFS scores, Eagle Lake ranks 14,891 for wildfire risk (1 is highest) and 8,033 by building count (1 is largest). Within Texas alone, it ranks 1,651 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Eagle Lake and the insurance market
Eagle Lake's elevated wildfire rating (53rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Eagle Lake
Eagle Lake's 72.9% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Eagle Lake's figures come from
Every one of the two percentiles behind Eagle Lake's 14,891-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Eagle Lake's dominant indirect exposure actually means, with real examples from across the dataset.