Eagle Lake, IL
Eagle Lake wildfire risk explained
Eagle Lake's 74 buildings earn a 33rd-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Eagle Lake's burn probability — fire likelihood with no building count factored in — sits at the 35th percentile nationally.
Where Eagle Lake's buildings actually sit
52.7% of Eagle Lake's 74 buildings sit in USFS's Direct exposure zone, roughly 39 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 47.3% are Minimal.
Where Eagle Lake ranks
Compare Eagle Lake's two percentiles: 85th within Illinois, only 33rd nationally — a gap of 51 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Eagle Lake ranks 21,015 for wildfire risk (1 is highest) and 30,121 by building count (1 is largest). Within Illinois alone, it ranks 223 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Eagle Lake and the insurance market
Eagle Lake's moderate rating (33rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Eagle Lake's 52.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Eagle Lake's figures come from
The methodology guide shows exactly how USFS turned 74 counted buildings into the percentiles shown above for Eagle Lake. The exposure-zones guide covers what Eagle Lake's dominant direct exposure actually means, with real examples from across the dataset.