Eagle, ID
Eagle wildfire risk explained
USFS's Wildfire Risk to Communities model puts Eagle at the 98th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 13,475 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Eagle at the 99th percentile, close to its 98th-percentile risk score.
Eagle's building exposure, zone by zone
44.5% of Eagle's 13,475 buildings sit in USFS's Direct exposure zone, roughly 5,999 structures close enough to burnable vegetation for flame contact, not just embers — 14.8% fall in the Indirect, ember-only zone and 40.7% are Minimal. At 13,475 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Eagle ranks
Eagle scores 98th nationally and 88th within Idaho — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Eagle ranks 722 for wildfire risk (1 is highest) and 1,124 by building count (1 is largest). Within Idaho alone, it ranks 28 of 232 places by risk. See the full county-by-county picture for Idaho on its state page.
What this risk score means for insurance
At the 98th percentile nationally, Eagle carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Eagle's 44.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Eagle's figures come from
The methodology guide shows exactly how USFS turned 13,475 counted buildings into the percentiles shown above for Eagle. The exposure-zones guide covers what Eagle's dominant direct exposure actually means, with real examples from across the dataset.