Eagle Creek Colony, MT
Eagle Creek Colony wildfire risk explained
Eagle Creek Colony's 41 buildings earn a 3rd-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Eagle Creek Colony at the 3rd percentile, close to its 3rd-percentile risk score.
What "at risk" means for the buildings here
Eagle Creek Colony rates 82.9% Minimal exposure against just 17.1% Direct and 0% Indirect — of 41 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Eagle Creek Colony ranks
Eagle Creek Colony scores 3rd nationally and 0th within Montana — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Eagle Creek Colony ranks 30,523 for wildfire risk (1 is highest) and 31,143 by building count (1 is largest). Within Montana alone, it ranks 473 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Eagle Creek Colony and the insurance market
Eagle Creek Colony's low rating (3rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Eagle Creek Colony
Eagle Creek Colony's 82.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Eagle Creek Colony's figures come from
Eagle Creek Colony's 3rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Eagle Creek Colony's dominant minimal exposure actually means, with real examples from across the dataset.