Eagarville, IL
Eagarville, IL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Eagarville at the 24th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 109 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Eagarville at the 25th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Eagarville's building exposure, zone by zone
Indirect exposure is dominant in Eagarville (60.6% of 109 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 39.5% sit in the Direct zone.
Where Eagarville ranks
Eagarville's 68th-percentile standing inside Illinois outpaces its 24th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Eagarville ranks 24,099 for wildfire risk (1 is highest) and 28,654 by building count (1 is largest). Within Illinois alone, it ranks 462 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Eagarville's moderate wildfire rating (24th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because 60.6% of Eagarville's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Eagarville's 24th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Eagarville, see the exposure-zones guide.