Eagar, AZ
How exposed is Eagar to wildfire?
Out of every US place USFS scores, Eagar lands at the 97th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 2,776 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Eagar's burn probability — fire likelihood with no building count factored in — sits at the 96th percentile nationally.
What "at risk" means for the buildings here
2,776 buildings are counted in Eagar, and 55.4% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Eagar against the rest of the country
There's little gap between Eagar's 97th national percentile and its 83rd percentile inside Arizona, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Eagar ranks 931 for wildfire risk (1 is highest) and 5,811 by building count (1 is largest). Within Arizona alone, it ranks 74 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
What this risk score means for insurance
Eagar's very high rating (97th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Eagar
With 55.4% of Eagar in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Eagar's figures come from
The methodology guide shows exactly how USFS turned 2,776 counted buildings into the percentiles shown above for Eagar. The exposure-zones guide covers what Eagar's dominant direct exposure actually means, with real examples from across the dataset.