Eads, CO
Eads, CO's wildfire risk, in USFS's own numbers
Eads sits at the 76th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 599 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Eads's burn probability — fire likelihood with no building count factored in — sits at the 76th percentile nationally.
What "at risk" means for the buildings here
94% of Eads's 599 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 6% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Eads ranks
Eads's 76th national percentile looks worse in isolation than its 46th ranking inside Colorado does — this place is on the milder end for its own state, by 30 points. Among the 31,521 US communities USFS scores, Eads ranks 7,494 for wildfire risk (1 is highest) and 15,847 by building count (1 is largest). Within Colorado alone, it ranks 255 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
What this risk score means for insurance
Eads's 76th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because 94% of Eads's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Eads's 7,494-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Eads, see the exposure-zones guide.