Dysart, IA
Dysart wildfire risk explained
USFS scores Dysart at the 3rd national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 893 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Dysart at the 4th percentile, close to its 3rd-percentile risk score.
Dysart's building exposure, zone by zone
USFS classifies 93.3% of Dysart's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 6.7% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Dysart against the rest of the country
There's little gap between Dysart's 3rd national percentile and its 7th percentile inside Iowa, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Dysart ranks 30,449 for wildfire risk (1 is highest) and 12,781 by building count (1 is largest). Within Iowa alone, it ranks 951 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Dysart and the insurance market
Dysart's low rating (3rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Dysart
Even with 93.3% of Dysart outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 893 counted buildings into the percentiles shown above for Dysart. For more on what minimal exposure implies beyond Dysart, see the exposure-zones guide.