Dyersburg, TN
Dyersburg, TN's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Dyersburg at the 27th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 8,201 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Dyersburg's burn probability — fire likelihood with no building count factored in — sits at the 28th percentile nationally.
Where Dyersburg's buildings actually sit
USFS classifies 68.9% of Dyersburg's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 29.2% Direct and 1.9% Indirect — a landscape-level risk rather than a building-by-building one. At 8,201 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Dyersburg ranks
There's little gap between Dyersburg's 27th national percentile and its 12th percentile inside Tennessee, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Dyersburg ranks 23,022 for wildfire risk (1 is highest) and 2,046 by building count (1 is largest). Within Tennessee alone, it ranks 440 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
What this risk score means for insurance
Dyersburg's moderate rating (27th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Dyersburg's 68.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Dyersburg's figures come from
The methodology guide shows exactly how USFS turned 8,201 counted buildings into the percentiles shown above for Dyersburg. The exposure-zones guide covers what Dyersburg's dominant minimal exposure actually means, with real examples from across the dataset.