Dyer, TN
How exposed is Dyer to wildfire?
Out of every US place USFS scores, Dyer lands at the 23rd percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 1,221 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Dyer's burn probability — fire likelihood with no building count factored in — sits at the 23rd percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Dyer: 57.3% of its 1,221 buildings, versus 29.8% Indirect and 12.9% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Dyer ranks
There's little gap between Dyer's 23rd national percentile and its 8th percentile inside Tennessee, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Dyer ranks 24,374 for wildfire risk (1 is highest) and 10,533 by building count (1 is largest). Within Tennessee alone, it ranks 462 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Dyer and the insurance market
Dyer's moderate rating (23rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Dyer
Dyer's 57.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Dyer's 24,374-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Dyer, see the exposure-zones guide.