Dwight, NE
Dwight wildfire risk explained
USFS scores Dwight at the 81st national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 204 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Dwight at the 72nd percentile, close to its 81st-percentile risk score.
Where Dwight's buildings actually sit
Most of Dwight's buildings (84.3%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Dwight against the rest of the country
Dwight scores 81st nationally and 88th within Nebraska — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Dwight ranks 6,053 for wildfire risk (1 is highest) and 24,698 by building count (1 is largest). Within Nebraska alone, it ranks 74 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Dwight's very high rating (81st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because 84.3% of Dwight's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Dwight's 6,053-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Dwight, see the exposure-zones guide.