Dwight, IL
Dwight wildfire risk explained
Dwight sits at the 2nd percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 2,306 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Dwight at the 3rd percentile, close to its 2nd-percentile risk score.
What "at risk" means for the buildings here
Only 4.4% of Dwight's 2,306 buildings carry Direct exposure and 0% carry Indirect; the remaining 95.6% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Dwight against the rest of the country
There's little gap between Dwight's 2nd national percentile and its 16th percentile inside Illinois, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Dwight ranks 30,782 for wildfire risk (1 is highest) and 6,685 by building count (1 is largest). Within Illinois alone, it ranks 1,206 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Dwight's low rating (2nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Dwight
Dwight's 95.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Dwight's figures come from
Dwight's 2nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Dwight's dominant minimal exposure actually means, with real examples from across the dataset.