Duvall, WA
Duvall wildfire risk explained
Duvall's 2,873 buildings earn a 21st-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Duvall's burn probability — fire likelihood with no building count factored in — sits at the 22nd percentile nationally.
What "at risk" means for the buildings here
USFS puts 85.4% of Duvall's 2,873 buildings in the Indirect exposure zone, versus 14.6% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Duvall ranks
Duvall's risk sits at a similar level relative to Washington (32nd percentile statewide) as it does nationally (21st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Duvall ranks 25,009 for wildfire risk (1 is highest) and 5,625 by building count (1 is largest). Within Washington alone, it ranks 428 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
Duvall and the insurance market
Duvall's moderate wildfire rating (21st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With ember exposure the dominant pattern in Duvall (85.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,873 counted buildings into the percentiles shown above for Duvall. For more on what indirect exposure implies beyond Duvall, see the exposure-zones guide.