Dutchtown, MO
Dutchtown, MO's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Dutchtown lands at the 29th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 199 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Dutchtown's burn probability — fire likelihood with no building count factored in — sits at the 30th percentile nationally.
What "at risk" means for the buildings here
Of Dutchtown's 199 counted buildings, 70.9% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Dutchtown against the rest of the country
Dutchtown's 29th national percentile looks worse in isolation than its 9th ranking inside Missouri does — this place is on the milder end for its own state, by 20 points. Among the 31,521 US communities USFS scores, Dutchtown ranks 22,503 for wildfire risk (1 is highest) and 24,890 by building count (1 is largest). Within Missouri alone, it ranks 968 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Dutchtown and the insurance market
Dutchtown's moderate wildfire rating (29th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 70.9% of Dutchtown in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Dutchtown's 29th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Dutchtown, see the exposure-zones guide.