Durham, OR
Durham, OR's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Durham at the 14th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 415 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Durham's burn probability — fire likelihood with no building count factored in — sits at the 14th percentile nationally.
Durham's building exposure, zone by zone
USFS classifies 77.4% of Durham's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 22.7% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Durham ranks
There's little gap between Durham's 14th national percentile and its 6th percentile inside Oregon, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Durham ranks 27,273 for wildfire risk (1 is highest) and 18,936 by building count (1 is largest). Within Oregon alone, it ranks 393 of 420 places by risk. See the full county-by-county picture for Oregon on its state page.
Shopping for coverage in Durham
Because Durham is in Oregon, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. Full detail in the disclosure-law guide.
Lowering exposure, not just insuring around it
Durham's 77.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Durham's figures come from
Every one of the two percentiles behind Durham's 27,273-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Durham's dominant minimal exposure actually means, with real examples from across the dataset.