Durant, IA
How exposed is Durant to wildfire?
USFS's Wildfire Risk to Communities model puts Durant at the 25th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 1,018 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Durant at the 27th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Durant's buildings actually sit
Most of Durant's buildings (95.8% of 1,018) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Durant against the rest of the country
There's little gap between Durant's 25th national percentile and its 38th percentile inside Iowa, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Durant ranks 23,629 for wildfire risk (1 is highest) and 11,812 by building count (1 is largest). Within Iowa alone, it ranks 625 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
At the 25th national percentile, Durant rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 95.8% of buildings rated Minimal exposure, Durant gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Durant's figures come from
Durant's 25th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Durant's dominant minimal exposure actually means, with real examples from across the dataset.