Durand, WI
Durand wildfire risk explained
Out of every US place USFS scores, Durand lands at the 27th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 1,020 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Durand at the 28th percentile, close to its 27th-percentile risk score.
Durand's building exposure, zone by zone
1,020 buildings are counted in Durand, and 79.7% of them are Indirect exposure — ember-driven risk rather than the 20.3% in Direct exposure or the 0% rated Minimal.
How Durand compares
Compare Durand's two percentiles: 54th within Wisconsin, only 27th nationally — a gap of 27 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Durand ranks 23,118 for wildfire risk (1 is highest) and 11,801 by building count (1 is largest). Within Wisconsin alone, it ranks 373 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
What this risk score means for insurance
At the 27th national percentile, Durand rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With ember exposure the dominant pattern in Durand (79.7% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,020 counted buildings into the percentiles shown above for Durand. For more on what indirect exposure implies beyond Durand, see the exposure-zones guide.