Durand, IL
Durand wildfire risk explained
USFS's Wildfire Risk to Communities model puts Durand at the 6th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 721 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Durand's burn probability — fire likelihood with no building count factored in — sits at the 6th percentile nationally.
Durand's building exposure, zone by zone
Only 25.5% of Durand's 721 buildings carry Direct exposure and 0% carry Indirect; the remaining 74.5% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Durand against the rest of the country
Within Illinois, Durand ranks higher (32nd percentile) than it does nationally (6th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Durand ranks 29,617 for wildfire risk (1 is highest) and 14,435 by building count (1 is largest). Within Illinois alone, it ranks 983 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Durand and the insurance market
Durand's low rating (6th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 74.5% of buildings rated Minimal exposure, Durand gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Durand's figures come from
Durand's 6th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Durand's dominant minimal exposure actually means, with real examples from across the dataset.