Dunnellon, FL
Dunnellon, FL's wildfire risk, in USFS's own numbers
USFS scores Dunnellon at the 83rd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 1,304 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Dunnellon at the 84th percentile, close to its 83rd-percentile risk score.
Where Dunnellon's buildings actually sit
Most of Dunnellon's buildings (54.8%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Dunnellon compares
Inside Florida, Dunnellon sits at just the 58th percentile even though it scores 83rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Dunnellon ranks 5,351 for wildfire risk (1 is highest) and 10,059 by building count (1 is largest). Within Florida alone, it ranks 402 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Dunnellon's 83rd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Dunnellon
Dunnellon's 54.8% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,304 counted buildings into the percentiles shown above for Dunnellon. For more on what indirect exposure implies beyond Dunnellon, see the exposure-zones guide.