Dunlap, IN
How exposed is Dunlap to wildfire?
USFS scores Dunlap at the 5th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 2,945 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Dunlap's burn probability — fire likelihood with no building count factored in — sits at the 6th percentile nationally.
Dunlap's building exposure, zone by zone
Only 24.5% of Dunlap's 2,945 buildings carry Direct exposure and 0% carry Indirect; the remaining 75.5% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Dunlap against the rest of the country
Within Indiana, Dunlap ranks higher (37th percentile) than it does nationally (5th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Dunlap ranks 29,840 for wildfire risk (1 is highest) and 5,523 by building count (1 is largest). Within Indiana alone, it ranks 602 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Dunlap and the insurance market
At the 5th national percentile, Dunlap rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Even with 75.5% of Dunlap outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Dunlap's 5th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Dunlap, see the exposure-zones guide.