Dunlap, IL
Dunlap, IL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Dunlap at the 11th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 815 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Dunlap's burn probability — fire likelihood with no building count factored in — sits at the 11th percentile nationally.
Where Dunlap's buildings actually sit
USFS puts 80.3% of Dunlap's 815 buildings in the Indirect exposure zone, versus 14.5% Direct and 5.3% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Dunlap compares
Compare Dunlap's two percentiles: 46th within Illinois, only 11th nationally — a gap of 34 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Dunlap ranks 27,912 for wildfire risk (1 is highest) and 13,500 by building count (1 is largest). Within Illinois alone, it ranks 783 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Dunlap
Dunlap's low wildfire rating (11th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Dunlap's 80.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Dunlap's figures come from
Every one of the two percentiles behind Dunlap's 27,912-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Dunlap's dominant indirect exposure actually means, with real examples from across the dataset.