Dunlap, IA
Dunlap, IA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Dunlap at the 61st national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 765 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Dunlap's burn probability — fire likelihood with no building count factored in — sits at the 60th percentile nationally.
Dunlap's building exposure, zone by zone
USFS classifies 84.3% of Dunlap's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 15.7% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Dunlap compares
Compare Dunlap's two percentiles: 84th within Iowa, only 61st nationally — a gap of 23 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Dunlap ranks 12,350 for wildfire risk (1 is highest) and 13,961 by building count (1 is largest). Within Iowa alone, it ranks 163 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Dunlap and the insurance market
At the 61st percentile nationally, Dunlap carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 84.3% of buildings rated Minimal exposure, Dunlap gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Dunlap's figures come from
Dunlap's 61st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Dunlap's dominant minimal exposure actually means, with real examples from across the dataset.