Dunkirk, NY
How exposed is Dunkirk to wildfire?
Dunkirk's 5,699 buildings earn a 32nd-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Dunkirk at the 31st percentile, close to its 32nd-percentile risk score.
Dunkirk's building exposure, zone by zone
USFS classifies 86.1% of Dunkirk's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 13.9% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one. At 5,699 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Dunkirk against the rest of the country
Compare Dunkirk's two percentiles: 69th within New York, only 32nd nationally — a gap of 37 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Dunkirk ranks 21,492 for wildfire risk (1 is highest) and 3,034 by building count (1 is largest). Within New York alone, it ranks 408 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Dunkirk
Dunkirk's moderate rating (32nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 86.1% of buildings rated Minimal exposure, Dunkirk gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 5,699 counted buildings into the percentiles shown above for Dunkirk. For more on what minimal exposure implies beyond Dunkirk, see the exposure-zones guide.