Dunkirk, IN
Dunkirk, IN's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Dunkirk at the 2nd national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 1,472 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Dunkirk at the 2nd percentile, close to its 2nd-percentile risk score.
Dunkirk's building exposure, zone by zone
Dunkirk rates 91.4% Minimal exposure against just 8.6% Direct and 0% Indirect — of 1,472 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Dunkirk compares
Dunkirk scores 2nd nationally and 15th within Indiana — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Dunkirk ranks 30,850 for wildfire risk (1 is highest) and 9,298 by building count (1 is largest). Within Indiana alone, it ranks 817 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Dunkirk
Dunkirk's low rating (2nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Dunkirk's 91.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Dunkirk's 30,850-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Dunkirk, see the exposure-zones guide.