Dunfermline, IL
Dunfermline wildfire risk explained
Dunfermline sits at the 27th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 217 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Dunfermline at the 28th percentile, close to its 27th-percentile risk score.
Dunfermline's building exposure, zone by zone
USFS puts 89.4% of Dunfermline's 217 buildings in the Indirect exposure zone, versus 10.6% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Dunfermline against the rest of the country
Dunfermline's 76th-percentile standing inside Illinois outpaces its 27th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Dunfermline ranks 22,904 for wildfire risk (1 is highest) and 24,229 by building count (1 is largest). Within Illinois alone, it ranks 349 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Dunfermline
Dunfermline's moderate rating (27th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Dunfermline's 89.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Dunfermline's 22,904-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Dunfermline, see the exposure-zones guide.