Dunedin, FL
Dunedin wildfire risk explained
Out of every US place USFS scores, Dunedin lands at the 65th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 15,222 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Dunedin's burn probability — fire likelihood with no building count factored in — sits at the 65th percentile nationally.
What "at risk" means for the buildings here
Dunedin rates 93.9% Minimal exposure against just 6.1% Direct and 0% Indirect — of 15,222 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 15,222 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Dunedin against the rest of the country
Dunedin's 65th national percentile looks worse in isolation than its 19th ranking inside Florida does — this place is on the milder end for its own state, by 46 points. Among the 31,521 US communities USFS scores, Dunedin ranks 11,084 for wildfire risk (1 is highest) and 973 by building count (1 is largest). Within Florida alone, it ranks 772 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Dunedin
At the 65th percentile nationally, Dunedin carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Dunedin
With 93.9% of buildings rated Minimal exposure, Dunedin gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Dunedin's figures come from
The methodology guide shows exactly how USFS turned 15,222 counted buildings into the percentiles shown above for Dunedin. The exposure-zones guide covers what Dunedin's dominant minimal exposure actually means, with real examples from across the dataset.