Dunbar, WI
Dunbar wildfire risk explained
USFS's Wildfire Risk to Communities model puts Dunbar at the 21st national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 124 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Dunbar's burn probability — fire likelihood with no building count factored in — sits at the 21st percentile nationally.
Dunbar's building exposure, zone by zone
Direct exposure dominates in Dunbar: 50.8% of its 124 buildings, versus 49.2% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Dunbar ranks
There's little gap between Dunbar's 21st national percentile and its 36th percentile inside Wisconsin, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Dunbar ranks 24,790 for wildfire risk (1 is highest) and 28,012 by building count (1 is largest). Within Wisconsin alone, it ranks 518 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Dunbar and the insurance market
Dunbar's moderate wildfire rating (21st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 50.8% of Dunbar in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Dunbar's figures come from
The methodology guide shows exactly how USFS turned 124 counted buildings into the percentiles shown above for Dunbar. The exposure-zones guide covers what Dunbar's dominant direct exposure actually means, with real examples from across the dataset.