Dunbar, VA
Dunbar, VA's wildfire risk, in USFS's own numbers
Dunbar sits at the 92nd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 38 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Dunbar's burn probability — fire likelihood with no building count factored in — sits at the 94th percentile nationally.
Where Dunbar's buildings actually sit
USFS classifies 100% of Dunbar's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 38 structures sit close enough to vegetation that lot clearing matters most.
Where Dunbar ranks
Dunbar scores 92nd nationally and 99th within Virginia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Dunbar ranks 2,412 for wildfire risk (1 is highest) and 31,221 by building count (1 is largest). Within Virginia alone, it ranks 7 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
What this risk score means for insurance
Dunbar's very high rating (92nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Dunbar
With 100% of Dunbar in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Dunbar's figures come from
Dunbar's 92nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Dunbar's dominant direct exposure actually means, with real examples from across the dataset.