Dunbar, PA
Dunbar wildfire risk explained
Out of every US place USFS scores, Dunbar lands at the 41st percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 570 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Dunbar's burn probability — fire likelihood with no building count factored in — sits at the 40th percentile nationally.
Where Dunbar's buildings actually sit
570 buildings are counted in Dunbar, and 69.5% of them are Indirect exposure — ember-driven risk rather than the 30.5% in Direct exposure or the 0% rated Minimal.
Dunbar against the rest of the country
Dunbar's 65th-percentile standing inside Pennsylvania outpaces its 41st national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Dunbar ranks 18,576 for wildfire risk (1 is highest) and 16,256 by building count (1 is largest). Within Pennsylvania alone, it ranks 697 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Shopping for coverage in Dunbar
Dunbar's elevated wildfire rating (41st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Dunbar (69.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Dunbar's figures come from
The methodology guide shows exactly how USFS turned 570 counted buildings into the percentiles shown above for Dunbar. The exposure-zones guide covers what Dunbar's dominant indirect exposure actually means, with real examples from across the dataset.