Dumont, NJ
Dumont wildfire risk explained
USFS's Wildfire Risk to Communities model puts Dumont at the 23rd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 5,433 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Dumont's burn probability — fire likelihood with no building count factored in — sits at the 24th percentile nationally.
Dumont's building exposure, zone by zone
Only 9.5% of Dumont's 5,433 buildings carry Direct exposure and 0% carry Indirect; the remaining 90.5% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 5,433 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Dumont against the rest of the country
Dumont's risk sits at a similar level relative to New Jersey (10th percentile statewide) as it does nationally (23rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Dumont ranks 24,301 for wildfire risk (1 is highest) and 3,179 by building count (1 is largest). Within New Jersey alone, it ranks 628 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Dumont and the insurance market
Dumont's moderate rating (23rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Dumont
Dumont's 90.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Dumont's 23rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Dumont, see the exposure-zones guide.