Dumbarton, VA
How exposed is Dumbarton to wildfire?
Out of every US place USFS scores, Dumbarton lands at the 26th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 1,713 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Dumbarton at the 27th percentile, close to its 26th-percentile risk score.
Where Dumbarton's buildings actually sit
78.1% of Dumbarton's 1,713 buildings sit in USFS's Minimal exposure zone, with only 22% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Dumbarton against the rest of the country
Dumbarton's risk sits at a similar level relative to Virginia (16th percentile statewide) as it does nationally (26th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Dumbarton ranks 23,371 for wildfire risk (1 is highest) and 8,376 by building count (1 is largest). Within Virginia alone, it ranks 572 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
What this risk score means for insurance
Dumbarton's moderate rating (26th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 78.1% of buildings rated Minimal exposure, Dumbarton gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Dumbarton's 23,371-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Dumbarton, see the exposure-zones guide.