Dudley, MO
How exposed is Dudley to wildfire?
USFS's Wildfire Risk to Communities model puts Dudley at the 9th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 161 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Dudley's burn probability — fire likelihood with no building count factored in — sits at the 9th percentile nationally.
Where Dudley's buildings actually sit
Only 21.1% of Dudley's 161 buildings carry Direct exposure and 0% carry Indirect; the remaining 78.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Dudley compares
Dudley's risk sits at a similar level relative to Missouri (5th percentile statewide) as it does nationally (9th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Dudley ranks 28,813 for wildfire risk (1 is highest) and 26,390 by building count (1 is largest). Within Missouri alone, it ranks 1,007 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Dudley's low rating (9th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Dudley
Even with 78.9% of Dudley outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Dudley's 28,813-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Dudley, see the exposure-zones guide.