Dubois, IN
Dubois wildfire risk explained
Out of every US place USFS scores, Dubois lands at the 23rd percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 365 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Dubois at the 24th percentile, close to its 23rd-percentile risk score.
Where Dubois's buildings actually sit
365 buildings are counted in Dubois, and 50.4% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Dubois against the rest of the country
Dubois's 88th-percentile standing inside Indiana outpaces its 23rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Dubois ranks 24,416 for wildfire risk (1 is highest) and 19,958 by building count (1 is largest). Within Indiana alone, it ranks 117 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Dubois and the insurance market
Dubois's moderate wildfire rating (23rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Dubois (50.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Dubois's figures come from
Dubois's 23rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Dubois's dominant direct exposure actually means, with real examples from across the dataset.