Dublin, OH
Dublin wildfire risk explained
USFS's Wildfire Risk to Communities model puts Dublin at the 8th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 14,340 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Dublin's burn probability — fire likelihood with no building count factored in — sits at the 9th percentile nationally.
Dublin's building exposure, zone by zone
86.4% of Dublin's 14,340 buildings sit in USFS's Minimal exposure zone, with only 13.6% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 14,340 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Dublin ranks
Within Ohio, Dublin ranks higher (29th percentile) than it does nationally (8th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Dublin ranks 29,005 for wildfire risk (1 is highest) and 1,044 by building count (1 is largest). Within Ohio alone, it ranks 897 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Dublin's low wildfire rating (8th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 86.4% of Dublin outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Dublin's figures come from
The methodology guide shows exactly how USFS turned 14,340 counted buildings into the percentiles shown above for Dublin. The exposure-zones guide covers what Dublin's dominant minimal exposure actually means, with real examples from across the dataset.