Drytown, CA
Drytown, CA's wildfire risk, in USFS's own numbers
Drytown's 167 buildings earn a 95th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Drytown's burn probability — fire likelihood with no building count factored in — sits at the 96th percentile nationally.
Drytown's building exposure, zone by zone
167 buildings are counted in Drytown, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Drytown against the rest of the country
Inside California, Drytown sits at just the 73rd percentile even though it scores 95th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Drytown ranks 1,658 for wildfire risk (1 is highest) and 26,121 by building count (1 is largest). Within California alone, it ranks 419 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Drytown's 95th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Drytown (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 167 counted buildings into the percentiles shown above for Drytown. For more on what direct exposure implies beyond Drytown, see the exposure-zones guide.